We can help you find after-the-event insurance (ATE) for all types of Personal Injury disputes on an
individual basis, no matter what stage in the litigation the case has reached.
That
said, to maximise the chance of the client being offered
quotes, we recommend an application be made as soon as
possible but after you have undertaken an initial
investigation and believe the case has good prospects of
success. We can source cover for the following types of personal injury:
- Road Traffic Accidents
- Accidents at Work
- Public and Occupier's Liability Claims
- Defective Product Claims
- Industrial Disease
- Psychological Injury (including Occupational stress)
- Group Actions
- BTE
top up policies
This
is a non exhaustive list. Please contact
us to discuss your case.
Completely
Independent Advice and Support
Unlike
other companies, The
Judge provide independent and unbiased advice on the
range of bespoke personal injury litigation insurance policies
available in the market place. We are the chosen specialist
ATE broker for a number of the leading PI firms in the UK
but you don’t have to take our word for it - we are happy
to make testimonials available upon request.
We aim to obtain competitive quotations from a number of
leading ATE insurers. We provide helpful summaries of the
quotations offered allowing easy comparisons including
details on the Limit of Indemnity, cover provided against
Part 36 risks and payment terms for the premium. We also
provide unrivalled premium recoverability support
when the case concludes.
Payment of the Premium
The
majority of quotations obtained for Personal Injury
Litigation through The Judge offer deferred premium
terms. Furthermore
most quotations received through The Judge are
self-insured or conditional-upon-success which means that
client does not have to pay a premium if the case loses.
Complex Cases
Our
specialist staff includes former ATE underwriters who understand
the complexities of ATE
insurance and we regularly assist with non standard risks
such as:
- Multi-Defendant Cases
- Top-Up Cover (on BTE or ATE insurance) Cases
- Cases where liability is admitted but causation remains in issue
- Appeal Cases
Does the instructed solicitor have to act under a CFA to obtain ATE insurance for a one-off case?
Unlike some other non-injury areas of law, unless the case is particularly high value, the majority of ATE insurers are unlikely to consider offering insurance where the solicitor is not prepared to enter a Conditional Fee Arrangement.
Psychological Injury (Bullying and Occupational Stress) Cases
A positive advice from Counsel is usually a requirement for underwriters before submitting an application for
this type of insurance.
Group Actions
Sourcing cover for group litigation is a specialist business and it is even more important that you approach an independent broker familiar with what the ATE market can offer before embarking on a long and complicated search for cover. It is often the case that the need for suitable ATE cover is matched by an equally important requirement for disbursement funding. We will consider all aspects before a search for insurance is made.
The Judge can obtain several million pounds worth of cover from reputable insurers. We have the expertise to identify potential pitfalls early on and can also assist with recoverability issues.
To receive more details on our "Individual
Applications" and PI
Options brokering services, please fill out the short enquiry
form below or telephone 01903 23 22 55.
